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Retryable

Yes

Typical status

409

What it means

This is a deliberately chain neutral code. It covers a missing Stellar trustline, an unactivated account, and a bank account that has not completed verification, without leaking chain specific concepts into your integration.

Common causes

  • A Stellar destination has no trustline for the asset.
  • The destination account does not exist yet or is below its reserve.
  • A bank account is pending verification.

How to resolve

The recipient must prepare the destination, then the intent can be retried. For crypto destinations that cannot be prepared in advance, consider settling to a ledger account instead and paying out later.
This code never means the destination is wrong. A wrong destination is rejected as invalid_destination at creation time.

Example response